HSA & FSA Crutch Coverage

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HSA ยท FSA ยท Tax-Free Funds

Welcome to the in-Motion Family.

We're so glad you're here. Using your HSA or FSA is the easiest way to pay for the crutches that'll support you through life's adventures โ€” here's how.

How It Works

The Good News: It's Simple

Crutches count as Durable Medical Equipment (DME) โ€” a qualified medical expense under IRS rules, just like wheelchairs and knee scooters.

With an HSA or FSA, there's no insurance claim and no waiting for reimbursement. Just pay with your HSA/FSA debit card right at checkout. Don't have the card handy? Pay any way you like, then reimburse yourself from your account. Either way, keep your receipt โ€” your plan administrator may ask for it later.

4 Simple Steps

How to Pay With Your HSA / FSA

1

Confirm your funds are ready

Check your HSA or FSA balance and make sure your benefits debit card is active. Crutches are an eligible DME expense โ€” the HCPCS codes are E0110 for forearm or E0117 for underarm.

2

Pay with your card at checkout

Enter your HSA or FSA debit card just like any other card. No pre-approval, no claim form. If you'd rather pay another way, you can reimburse yourself from your account afterward.

3

Save your itemized receipt

Your order confirmation email is your itemized receipt. Keep it โ€” some administrators require proof that the purchase was an eligible medical expense.

4

Keep a Letter of Medical Necessity on file

Not always required, but smart to have. If your administrator asks you to substantiate the purchase, this signed form settles it fast.

Keep These Handy

What You'll Need

  • โœ“HSA or FSA debit card โ€” to pay right at checkout
  • โœ“Itemized receipt โ€” your order confirmation email
  • โœ“Letter of Medical Necessity โ€” download above, have your physician sign it (only if your administrator asks)
  • โœ“HCPCS code โ€” E0110 (forearm) or E0117 (underarm), for your records
Plans vary. Eligibility rules and substantiation requirements differ by administrator. When in doubt, check with your HSA/FSA provider before you buy. This isn't tax advice.

Ready When You Are

Get Your Crutches

Order today and pay tax-free with your HSA or FSA card.

In-Motion Pro Forearm Crutches

Forearm

Short Size fits 4'2"โ€“5'5"
Tall Size fits 5'3"โ€“6'8"

Buy Now โ†’
In-Motion Pro Underarm Crutches

Underarm

Short Size fits 4'8"โ€“5'9"
Tall Size fits 5'10"โ€“7'1"

Buy Now โ†’

Want the full details and FAQs? Read our Insurance & Reimbursement Guide โ†’

Benefit Crutches
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Benefit Crutches is not affiliated with any US Government Agency. HSA/FSA eligibility and substantiation requirements vary by plan and administrator. This site does not guarantee eligibility. Not tax, legal, or medical advice.