Insurance Crutch Coverage

B Benefit CrutchesBENEFITCRUTCHES.COM Not Affiliated With Any US Government Agency 📞 888-521-9519

Private Insurance · FSA · HSA

Welcome to the in-Motion Family.

We're so glad you're here. Here's how to use your insurance benefits to get the crutches that'll support you through life's adventures.

How It Works

One Thing to Know First

Crutches count as Durable Medical Equipment (DME) — covered under the same benefit as wheelchairs and knee scooters.

We don't bill your insurance directly. You buy your crutches, then send a quick claim to your insurer to get paid back. We give you every document they'll ask for. Have an FSA or HSA? Even easier — just pay with that card at checkout. No approval needed.

5 Simple Steps

How to Get Reimbursed

1

Call your insurance

Ask about your DME benefit and whether crutches need pre-authorization. Give them the code — E0110 for forearm or E0117 for underarm.

2

Get a prescription (if asked)

Your doctor, orthopedist, or physical therapist writes a short script noting your diagnosis. Some plans require it — we don't.

3

Download your medical necessity form

It's free and fillable. Have your physician complete and sign it, then keep it for your claim.

4

Buy your crutches & save the receipt

Your order confirmation email is your itemized receipt. FSA and HSA cards work right at checkout.

5

Submit your claim & follow up

Send the form, prescription, and receipt through your insurer's portal. Reimbursement usually takes 2–6 weeks. Denied? Ask why and appeal — many denials get reversed.

Keep These Handy

What You'll Need

  • Certificate of Medical Necessity — download above, have your physician sign it
  • Prescription — from your doctor, orthopedist, or surgeon (if your plan requires it)
  • Itemized receipt — your order confirmation email
  • Insurance member ID — from your card
  • HCPCS code — E0110 (forearm) or E0117 (underarm)
This isn't a coverage guarantee. Every plan and situation is different. The only way to know your true benefit is to call your insurer and have the conversation yourself.

Ready When You Are

Get Your Crutches

Order today, then use the steps above to get reimbursed.

In-Motion Pro Forearm Crutches

Forearm

Short Size fits 4'2"–5'5"
Tall Size fits 5'3"–6'8"

Buy Now →
In-Motion Pro Underarm Crutches

Underarm

Short Size fits 4'8"–5'9"
Tall Size fits 5'10"–7'1"

Buy Now →

Want the full details and FAQs? Read our Insurance Reimbursement Guide →

Benefit Crutches
© 2026 Benefit Crutches · benefitcrutches.com · All rights reserved
Benefit Crutches is not affiliated with any US Government Agency. Coverage and reimbursement vary by plan and individual circumstances. This site does not guarantee benefit approval. Not tax, legal, or medical advice.